Privacy Policy

Information We Collect

At xorianthavule, we collect information that helps us provide better financial forecasting services. When you create an account or interact with our platform, we gather personal details like your name, email address, and contact information. We also collect financial data you choose to share for forecasting purposes, such as budget information, income details, and spending patterns.

Automatically Collected Information

Our systems automatically collect technical information when you use our website. This includes your IP address, browser type, device information, and how you navigate through our platform. We use cookies and similar technologies to remember your preferences and improve your experience.

How We Use Your Information

Your information helps us deliver personalized financial forecasting services. We analyze the financial data you provide to generate accurate predictions and insights about your financial future. This analysis remains completely private to your account unless you explicitly choose to share results.

We also use your information to communicate important updates about our services, respond to your inquiries, and ensure our platform runs smoothly. When we develop new forecasting features or improve existing ones, aggregated and anonymized data helps us understand what works best for our users.

Information Sharing and Disclosure

xorianthavule operates under strict data sharing principles. We only share your information in specific, limited circumstances that directly benefit your use of our services or comply with legal requirements.

Service Providers

We work with trusted third-party service providers who help us maintain and improve our platform. These include cloud hosting services, email communication tools, and analytics providers. All service providers must agree to strict confidentiality terms and can only use your information for the specific services they provide to us.

Legal Requirements

Under Canadian privacy laws, we may need to disclose information when required by law enforcement, court orders, or regulatory authorities. We carefully review all such requests and only provide the minimum information necessary to comply with legal obligations.

Your Privacy Rights

As a Canadian resident, you have several important rights regarding your personal information. You can request access to all the personal data we have about you, and we'll provide a comprehensive report within 30 days. If any information is incorrect or outdated, you have the right to request corrections.

To exercise any of these rights, simply contact our privacy team using the information provided below. We take these requests seriously and will respond promptly to help you manage your personal information according to your preferences.

Data Security and Protection

Protecting your financial information is our top priority. We use industry-standard encryption to protect data both when it's stored on our servers and when it travels between your device and our platform. Our security measures include regular security audits, employee training on data protection, and strict access controls.

All financial data is encrypted using AES-256 encryption standards, and we maintain backup systems to prevent data loss. Our servers are located in secure Canadian data centers that meet strict physical and digital security requirements. We also monitor our systems continuously for any unusual activity or potential security threats.

Data Retention and Deletion

We keep your personal information only as long as necessary to provide our services and comply with legal requirements. Financial forecasting data is typically retained for three years after your last platform activity, which allows us to maintain historical analysis and trends that improve forecasting accuracy.

When you close your account, we begin the deletion process within 30 days. Some information may be retained longer for legal compliance, such as transaction records required by Canadian financial regulations. We'll inform you of any extended retention periods when you request account closure.

Automated Deletion

Our systems automatically delete certain types of data based on predetermined schedules. Log files and technical data are typically deleted after 12 months, while temporary session data is removed after 30 days of inactivity.

International Data Transfers

xorianthavule primarily processes and stores data within Canada. However, some of our trusted service providers may operate servers in other countries with adequate privacy protection standards. When international transfers occur, we ensure appropriate safeguards are in place to protect your information.

All international data transfers comply with Canadian privacy legislation and include contractual protections that require the same level of privacy protection you receive in Canada. We regularly review our international partnerships to ensure they meet our strict privacy standards.

Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your experience on our platform. Essential cookies are necessary for basic platform functionality, such as keeping you logged in and remembering your preferences. Analytics cookies help us understand how users interact with our features so we can make improvements.

You can control cookie settings through your browser preferences. Disabling certain cookies may limit some platform features, but core financial forecasting functionality will remain available. We don't use cookies for advertising or tracking across other websites.

Updates to This Policy

We review and update this privacy policy regularly to reflect changes in our services, technology, and legal requirements. When we make significant changes, we'll notify you through email or a prominent notice on our platform at least 30 days before the changes take effect.

Minor updates that don't affect how we handle your personal information may be made without advance notice. We recommend checking this page periodically to stay informed about our current privacy practices.